5j131 Privacy Policy — Your Data, Protected

1. Introduction

1.1 This Privacy Policy ("Policy") describes how 5j131 ("5j131," "we," "us," "our") collects, uses, stores, shares, and protects the personal data of users ("Player," "User," "you," "your") of the 5j131 platform, including the website at 5j131.net and all associated services (collectively, the "Platform").

1.2 5j131 is committed to protecting your privacy and handling your personal data responsibly, transparently, and in accordance with the Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 ("DPA"), its Implementing Rules and Regulations ("IRR"), and all applicable issuances of the National Privacy Commission ("NPC").

1.3 By registering an account on the 5j131 Platform, you acknowledge that you have read and understood this Privacy Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with this Policy, you must not use the Platform.

1.4 This Policy should be read together with the 5j131 Terms & Conditions. Capitalized terms not defined in this Policy have the meanings given to them in the Terms & Conditions.

2. Data Controller

2.1 For the purposes of the Data Privacy Act of 2012, 5j131 is the personal information controller responsible for the personal data collected through the Platform.

2.2 5j131 operates the Platform for Filipino players under applicable Philippine gaming regulations. All personal data collected through the Platform is processed in accordance with this Policy and applicable Philippine law.

2.3 If you have any questions about how 5j131 handles your personal data, or if you wish to exercise your data subject rights, please contact our Data Protection Officer (DPO) using the contact details in Section 15 of this Policy.

3. Personal Data We Collect

3.1 5j131 collects the following categories of personal data:

3.2 5j131 does not collect sensitive personal information beyond what is strictly necessary for identity verification and regulatory compliance. Where sensitive personal information is collected (such as government ID numbers), it is handled with additional safeguards as required by the DPA.

3.3 You are not required to provide all categories of data to access the Platform, but failure to provide data required for KYC verification will result in restrictions on withdrawals and certain account features.

4. How We Collect Your Data

4.1 5j131 collects personal data through the following means:

• Direct collection: Data you provide when registering an account, completing KYC, making deposits or withdrawals, contacting support, or participating in promotions;
• Automated collection: Technical data collected automatically when you access the Platform, including IP address, device identifiers, and cookies;
• Third-party sources: Identity verification data from KYC service providers; fraud screening data from anti-fraud partners; payment data from GCash, Maya, and banking partners.

4.2 5j131 uses cookies and similar tracking technologies to enhance your experience on the Platform. Please refer to Section 10 of this Policy for full details on our cookie practices.

5. How We Use Your Personal Data

5.1 5j131 uses your personal data for the following purposes:

• To create and manage your 5j131 account;
• To verify your identity and age in compliance with Philippine gaming regulations (21+ requirement);
• To process deposits and withdrawals via GCash, Maya, and bank transfer;
• To detect and prevent fraud, money laundering, and other financial crimes;
• To monitor gaming activity for responsible gaming purposes and to enforce self-exclusion requests;
• To provide customer support and resolve disputes;
• To send transactional communications (account notifications, OTPs, withdrawal confirmations);
• To send promotional communications where you have opted in to receive them;
• To comply with legal obligations under Philippine law, including PAGCOR regulatory requirements and anti-money laundering laws;
• To improve the Platform through analysis of aggregated, anonymized usage data.

5.2 5j131 will not use your personal data for any purpose that is incompatible with the purposes listed above without first obtaining your consent or establishing another lawful basis for processing.

6. Legal Basis for Processing

6.1 5j131 processes your personal data on the following legal bases under the Data Privacy Act of 2012:

• Contractual necessity: Processing required to perform the contract between you and 5j131 (account management, payment processing, game operation);
• Legal obligation: Processing required to comply with Philippine law, including KYC/AML obligations under PAGCOR regulations and the Anti-Money Laundering Act;
• Legitimate interests: Processing for fraud prevention, platform security, and responsible gaming monitoring, where these interests are not overridden by your data protection rights;
• Consent: Processing for marketing communications and non-essential cookies, where you have provided explicit consent. You may withdraw consent at any time.

7. Data Sharing & Third Parties

7.1 5j131 may share your personal data with the following categories of third parties:

• Payment processors: GCash (Mynt), Maya (Voyager Innovations), and Philippine banking partners (BPI, BDO, Metrobank, UnionBank, Landbank, PNB, Security Bank) — for processing deposits and withdrawals;
• KYC and identity verification providers: Third-party services that assist in verifying government-issued Philippine IDs and conducting liveness checks;
• Anti-fraud and AML screening providers: Services that screen transactions and player activity for fraud and money laundering indicators;
• IT and cloud infrastructure providers: Hosting, database, and security service providers who process data on behalf of 5j131 under data processing agreements;
• Regulatory authorities: PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other Philippine government bodies where required by law;
• Law enforcement: Philippine law enforcement agencies where required by court order, subpoena, or applicable law.

7.2 All third-party service providers who process personal data on behalf of 5j131 are bound by data processing agreements that require them to handle your data in accordance with the DPA and this Policy.

7.3 5j131 does not transfer personal data to third parties located outside the Philippines except where necessary for platform operations and subject to appropriate safeguards as described in Section 13.

8. Data Retention

8.1 5j131 retains personal data for as long as necessary to fulfill the purposes for which it was collected, subject to the following minimum retention periods:

• Account and KYC data: Retained for a minimum of five (5) years following account closure, as required by Philippine AML regulations;
• Transaction records: Retained for a minimum of five (5) years following the transaction date;
• Gaming history: Retained for three (3) years following the relevant gaming session;
• Support communications: Retained for two (2) years following resolution of the relevant matter;
• Marketing consent records: Retained until consent is withdrawn, plus one (1) year for compliance documentation purposes.

8.2 Upon expiry of the applicable retention period, personal data is securely deleted or anonymized in accordance with 5j131's data disposal procedures. Anonymized data may be retained indefinitely for statistical and analytical purposes.

9. Data Security

9.1 5j131 implements appropriate technical and organizational measures to protect your personal data against unauthorized access, disclosure, alteration, or destruction. These measures include:

• 256-bit SSL/TLS encryption for all data in transit;
• AES-256 encryption for sensitive data at rest;
• Multi-factor authentication for administrative access to systems containing personal data;
• Regular security audits and penetration testing;
• Role-based access controls limiting employee access to personal data on a need-to-know basis;
• Intrusion detection and monitoring systems;
• Regular staff training on data protection and security practices.

9.2 While 5j131 takes all reasonable steps to protect your personal data, no method of transmission over the internet or electronic storage is 100% secure. You are responsible for maintaining the security of your own account credentials. Do not share your 5j131 password with anyone.

9.3 In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, 5j131 will notify you and the National Privacy Commission within 72 hours of becoming aware of the breach, as required by the DPA.

10. Cookies & Tracking Technologies

10.1 5j131 uses cookies and similar technologies (collectively, "cookies") on the Platform. Cookies are small text files stored on your device that help us recognize you, remember your preferences, and analyze how the Platform is used.

Types of Cookies We Use

• Strictly necessary cookies: Required for the Platform to function. These include session cookies that keep you logged in and security cookies that prevent cross-site request forgery. These cannot be disabled.
• Functional cookies: Remember your preferences such as language settings and display options. These improve your experience but are not essential.
• Analytics cookies: Help us understand how players use the Platform so we can improve it. Data collected is aggregated and anonymized.
• Marketing cookies: Used to deliver relevant promotional content. Only activated with your explicit consent.

10.2 You can manage your cookie preferences through your browser settings. Note that disabling certain cookies may affect the functionality of the Platform. Strictly necessary cookies cannot be disabled as they are essential for Platform operation.

11. Your Data Subject Rights

11.1 Under the Data Privacy Act of 2012, you have the following rights with respect to your personal data held by 5j131:

• Right to be informed: The right to know what personal data 5j131 collects about you and how it is used — fulfilled by this Privacy Policy;
• Right of access: The right to request a copy of the personal data 5j131 holds about you;
• Right to rectification: The right to request correction of inaccurate or incomplete personal data;
• Right to erasure: The right to request deletion of your personal data, subject to legal retention obligations;
• Right to object: The right to object to processing of your personal data for direct marketing purposes or on grounds relating to your particular situation;
• Right to data portability: The right to receive your personal data in a structured, commonly used format;
• Right to lodge a complaint: The right to lodge a complaint with the National Privacy Commission (NPC) if you believe your data rights have been violated.

11.2 To exercise any of these rights, please contact the 5j131 Data Protection Officer using the details in Section 15. We will respond to all valid requests within fifteen (15) business days. We may need to verify your identity before processing your request.

12. Minors & Age Restriction

12.1 If you are a parent or guardian and believe that a minor has registered on the 5j131 Platform, please contact our support team immediately. We will investigate and take appropriate action, including account closure and data deletion.

13. International Data Transfers

13.1 5j131 primarily processes personal data within the Philippines. Where it is necessary to transfer personal data outside the Philippines (for example, to cloud infrastructure providers or international KYC service providers), 5j131 ensures that appropriate safeguards are in place, including:

• Contractual clauses that require the recipient to protect personal data to a standard equivalent to the DPA;
• Transfers only to countries or organizations that provide an adequate level of data protection as recognized by the NPC;
• Your explicit consent where required by applicable law.

13.2 5j131 will not transfer your personal data to jurisdictions that do not provide adequate data protection without first implementing appropriate safeguards and, where required, obtaining your consent.

14. Changes to This Privacy Policy

14.1 5j131 reserves the right to update this Privacy Policy at any time to reflect changes in our data practices, legal requirements, or Platform features. The updated Policy will be posted on this page with a revised "Last Updated" date.

14.2 For material changes that significantly affect how we process your personal data, 5j131 will notify registered players via email or in-platform notification at least seven (7) days before the changes take effect.

14.3 Your continued use of the 5j131 Platform after the effective date of any changes constitutes your acceptance of the updated Privacy Policy. If you do not agree with the changes, you may close your account in accordance with the Terms & Conditions.

15. Contact & Data Protection Officer

15.1 If you have any questions, concerns, or requests regarding this Privacy Policy or the processing of your personal data by 5j131, please contact our Data Protection Officer:

15.2 If you are not satisfied with our response to your privacy concern, you have the right to lodge a complaint with the National Privacy Commission of the Philippines (NPC). The NPC is the government body responsible for administering and implementing the Data Privacy Act of 2012.